Website Policies – EquityX Advisory

This page contains the Privacy Policy, Terms & Conditions, and Refund & Cancellation Policy of equityx.in — Sheikh Imran Uz Zaman (Investment Adviser), Sole Proprietor of Top Level Financial Advisor, SEBI Registration No. INA100011775.

1. Privacy Policy

We are committed to safeguarding your privacy online. Please read the following privacy policy to understand how your personal information will be treated as you make full use of our many offerings. This policy may change from time to time, so please check periodically.

Information gathered

We gather two types of data about users: (a) personal information that individual users provide through registration as paid subscribers and voluntarily at certain other points; and (b) tracking information, which is automatically collected about every visitor to the website.

Personal information

Personal information is gathered in several ways. When a user registers for a paid subscription, he/she is required to provide his/her name, city of residence, and email address. Although all this information is generally entered into fields on a secured area of the website, subscribers can talk online or offline to our customer service representative and receive a computerized invoice by mail. Wherever we collect personal information, we make an effort to include a link to our Privacy Policy on that page.

Use of the information

We use information obtained from our users to enhance their experience on the website. We do not rent or sell any personal information about our subscribers or other users. As a general rule, we will not disclose any personal information to any third parties, except when we believe in good faith that the law requires it, or if the subscriber has given permission — for example, by voluntarily entering a contest, where the information required to register for the particular contest is provided to the partner operating the contest.

equityx.in may disclose account or personal information in special cases when we have reason to believe that disclosing this information is necessary to identify, contact or bring legal action against someone who may be violating equityx.in’s Terms of Service or may be causing injury to or interference with (either intentionally or unintentionally) equityx.in’s rights or property, other equityx.in users, or anyone else who could be harmed by such activities.

equityx.in may disclose or access account or personal information when we believe in good faith that the law requires it, and for administrative and other purposes that we deem necessary to maintain, service, and improve our products and services.

Security precautions to protect against the loss, misuse or alteration of information

Your subscriber account information and your profile are password-protected so that you, and only you, have access to this personal information. You may correct your personal information by sending an email to info@equityx.in.

We recommend that you do not divulge your password to anyone. equityx.in will never ask you for your password in an unsolicited phone call or in an unsolicited email. Also remember to sign out of your account and close your browser window when you have finished your work. This is to ensure that others cannot access your personal information if you share a computer with someone else or are using a computer in a public place like a library or an internet cafe.

Unfortunately, no data transmission over the internet or any wireless network can be guaranteed to be 100% secure. As a result, while we strive to protect your personal information, equityx.in cannot ensure or warrant the security of any information you transmit to us, and you do so at your own risk. Once we receive your transmission, we make our best effort to ensure its security on our systems.

Correcting the information

The accuracy of your personal information is important to us. If you are a paid subscriber and have a concern about your personal or account information maintained at equityx.in, or want to correct, update, or confirm your information, please send us an email at our Customer Service Desk. If you identify any error in your personal information or need to make a change, please contact us by email and it will be promptly attended to.

Comments

When visitors leave comments on the site, we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection. An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available at https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.

Cookies

If you leave a comment on our site, you may opt in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.

If you have an account and you log in to this site, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser. When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed. If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.

Approximate location (for language)

On some pages of equityx.in, your browser sends your IP address to our service provider ipinfo.io to estimate your approximate region (country and state). We use this only to show that page in English or Hinglish. We do not save this region with your name or contact details, it is kept only in your browser for the current visit, and you can change the language yourself at any time with the language switch on the page.

Questions sent on WhatsApp

When you tap a question on our website to ask us on WhatsApp, the question text and a short reference code are added to your message. The code helps us understand which page you came from so that we can reply better. You can edit or delete this text before sending.

Embedded content from other websites

Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor had visited the other website. These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.

What rights you have over your data

If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.

Data protection and your rights under the DPDP Act, 2023

We process personal data in accordance with the Digital Personal Data Protection Act, 2023 (“DPDP Act”) and the rules made thereunder. Personal data is collected and processed only for lawful purposes for which you have given consent, or for legitimate uses permitted under the DPDP Act — including client onboarding (KYC), risk profiling, delivery of advisory services, regulatory record-keeping under the SEBI (Investment Advisers) Regulations, 2013, billing, and grievance redressal.

As a Data Principal under the DPDP Act, you have the right to:

• Access a summary of your personal data being processed by us and the processing activities undertaken;
• Seek correction, completion or updating of your personal data;
• Seek erasure of your personal data, except where retention is required under applicable law (for example, records that SEBI regulations require us to maintain for the prescribed period);
• Nominate another individual to exercise your rights in the event of death or incapacity;
• Withdraw your consent at any time (withdrawal will not affect processing already carried out, and may affect our ability to continue providing services that depend on such data);
• Raise a grievance regarding the processing of your personal data.

To exercise any of these rights, or for any data protection grievance, please contact our Grievance Officer: Sheikh Imran Uz Zaman, Email: info@equityx.in. We will respond within the timelines prescribed under the DPDP Act and rules. If you are not satisfied with our response, you may approach the Data Protection Board of India.

Sharing with service providers: Limited personal data may be shared with third-party service providers strictly for service delivery — such as payment gateways (for fee collection), SMS/messaging providers (for delivery of advice), and KYC Registration Agencies (KRAs) as mandated by SEBI. These providers process data only for the stated purpose.

Data retention: We retain client records for the period mandated under the SEBI (Investment Advisers) Regulations, 2013 and other applicable laws, after which data is erased or anonymized unless a longer retention is legally required.

What else should I know about privacy?

Please keep in mind that whenever you voluntarily disclose personal information online that is accessible to the public, you may receive unsolicited messages from other parties in return. Ultimately, you are solely responsible for maintaining the secrecy of your passwords and/or any account or personal information. Please be careful and responsible whenever you are online.

2. Terms & Conditions

By visiting our site and surfing on our site, you are agreeing to be bound by the following terms and conditions. We may change these terms and conditions at any time. We request our clients to keep visiting our Terms & Conditions and other business and service policies, terms, disclaimer, etc. on a regular basis for any changes, as we want to keep a clear and transparent mode of service operation.

“We” means equityx.in. The Proprietor, Mr. Sheikh Imran Uz Zaman, is registered under the SEBI (Investment Advisers) Regulations, 2013 as an Individual Investment Adviser. You can visit the About Us page for more details. The term “equityx.in” is used across the entire website. Neither we nor any third parties provide any warranty or guarantee as to the accuracy, timeliness, efficiency, completeness or suitability of the ideas and materials found or offered on this site for any specific purpose. You acknowledge that such information and materials may include inaccuracies or errors, and we expressly exclude liability for such inaccuracies or errors to the fullest extent permitted by law.

Service activation process

Paying the service charges does not mean that you are eligible to start services. You need to complete the process of KYC, Risk Profiling, etc., which is a must, to make your eligibility clear and fit to start services after our compliance officer’s report. This process is mandatory as per SEBI. Non-cooperation in this process may lead to termination or a temporary hold on services. By registering, you certify that all information you provide, now or in the future, is accurate and consistent.

By completing the account registration process and clicking the “submit” button, you agree to be bound by the following User Agreement. equityx.in services (herein referred to as “equityx.in”), owned and operated by the RIA, are provided to you as registered members (herein referred to as “Member”) under the terms and conditions of this equityx.in Terms of User Agreement (herein referred to as “TOA”) and any other operating rules or policies that may be published by equityx.in on the website from time to time.

You must read, agree with and accept all of the terms and conditions contained in this TOA, the Disclaimer and our Privacy Policy, which include those terms and conditions expressly set out below and those incorporated by reference, before you may become a member of equityx.in. We strongly recommend that, as you read this User Agreement, you also access and read the information contained in the other pages and websites referred to in this document, as they may contain further terms and conditions that apply to you as a user of this site.

equityx.in hereby grants you a limited, non-exclusive, non-assignable and non-transferable license to access equityx.in, provided and expressly conditioned upon your agreement that all such access and use shall be governed by all of the terms and conditions set forth in this User Agreement.

equityx.in reserves the right, in its sole discretion, to deny you access to this website or any portion thereof without notice for the following reasons: (a) immediately by equityx.in for any unauthorized access or use by you; (b) immediately by equityx.in if you assign or transfer (or attempt the same) any rights granted to you under this Agreement; (c) immediately, if you violate any of the other terms and conditions of this User Agreement. By registering, you agree to receive periodic SMS alerts and periodic newsletters.

Membership eligibility

To be able to subscribe to the services offered by equityx.in, you need to be competent to contract as per the Indian Contract Act, 1872, which excludes minors (i.e. persons below the age of 18 years), persons of unsound mind and undischarged insolvents. equityx.in reserves the right to terminate your membership and refuse to provide access to the site in the case of any such violation, or if you are found engaged in suspicious activities.

Account obligations

As a registered member, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer, and you agree to accept responsibility for all activities that occur under your account or password. Further, you agree to provide true, accurate, current and complete information about yourself in the registration form (such information being the “Registration Data”) and to regularly maintain and promptly update the Registration Data to keep it true, accurate, current and complete.

Copyright & no retransmission of information

equityx.in, as well as the design and information contained on this site, is the valuable and exclusive property of equityx.in, and nothing in this Agreement shall be construed as transferring or assigning any such ownership rights to you or any other person or entity. All information on equityx.in is the proprietary and confidential property of equityx.in and cannot be copied or repeated for any reason outside equityx.in. You agree not to repeat or rebroadcast in any way any of the recommendations made on equityx.in for any reason whatsoever. You agree that if you do repeat or re-post any of equityx.in’s recommendations by any means, you will be liable for actual and punitive damages as determined by equityx.in and additional damages to be determined by an Indian court of law.

Unauthorized attempts to upload information, or change or delete information on this website, are strictly prohibited and punishable under the Indian IT Act.

You may not resell, redistribute, broadcast or transfer the information, or use the information in a searchable, machine-readable database, unless separately and specifically authorized in writing by equityx.in prior to such use. You may not rent, lease, sublicense, distribute, transfer, copy, reproduce, publicly display, publish, adapt, store or time-share equityx.in, any part thereof, or any of the information received or accessed therefrom, to or through any other person or entity, unless separately and specifically authorized in writing by equityx.in prior to such use. In addition, you may not remove, alter or obscure any copyright, legal or proprietary notices in or on any portion of equityx.in without prior written authorization. Except as set forth herein, any other use of the information contained on this site requires the prior written consent of equityx.in and may require a separate fee.

Delays in services

equityx.in (including its employees, affiliates, agents, representatives or subcontractors) shall not be liable for any loss or liability resulting, directly or indirectly, from delays or interruptions due to electronic or mechanical equipment failures, telephone interconnect problems, defects, weather, strikes, walkouts, fire, acts of God, riots, armed conflicts, acts of war, or other like causes. equityx.in shall have no responsibility to provide you access to equityx.in while an interruption due to any such cause continues.

Liability disclaimer

You expressly agree that use of the website is at your sole risk. The contents, information, software, products, features and services published on this website may include inaccuracies or typographical errors. Changes are periodically added to the contents herein. equityx.in and/or its respective suppliers may make improvements and/or changes to this website at any time. This website may be temporarily unavailable from time to time due to required maintenance, telecommunications interruptions, or other disruptions. equityx.in (and its owners, suppliers, consultants, advertisers, affiliates, partners, employees or any other associated entities, all collectively referred to as “associated entities” hereafter) shall not be liable to any user, member or third party should equityx.in exercise its right to modify or discontinue any or all of the contents, information, software, products, features and services published on this website.

equityx.in and/or its respective associated entities make no representations about the suitability of the contents, information, software, products, features and services contained on this website for any purpose. All such contents, information, software, products, features and services are provided “as is” without warranty of any kind. equityx.in and/or its associated entities hereby disclaim all warranties and conditions with regard to these contents, information, software, products, features and services, including all implied warranties and conditions of merchantability, fitness for a particular purpose, title, non-infringement and availability.

In no event shall equityx.in and/or its associated entities be liable for any direct, indirect, punitive, incidental, special or consequential damages arising out of, or in any way connected with, the use of this website, or with the delay or inability to use this website, or for any contents, information, software, products, features and services obtained through this website, or otherwise arising out of the use of this website, whether based on contract, tort, strict liability or otherwise, even if equityx.in or any of its associated entities has been advised of the possibility of damages.

Trading discipline

We strictly follow the trading principle and stop-loss policy, wherein the customer by default agrees not to enter any trade without a pre-informed/defined stop-loss. If you trade against the stop-loss policy, you alone shall be responsible for the same, and equityx.in shall have zero liability towards it. We further advise that you do not trade on recommendations of employees outside the course of employment; if you do so, the liability will be your own and equityx.in shall not be accountable for any loss.

Use of message boards, chat rooms and other communication forums

If this website contains message/bulletin boards, chat rooms, or other message or communication facilities (collectively, “Forums”), you agree to use the Forums only to send and receive messages and material that are proper and related to the particular Forum. By way of example, and not as a limitation, you agree that when using a Forum, you shall not do any of the following:

• Defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others.
• Publish, post, distribute or disseminate any defamatory, infringing, obscene, indecent or unlawful material or information.
• Upload files that contain software or other material protected by intellectual property laws (or by rights of privacy or publicity) unless you own or control the rights thereto or have received all necessary consents.
• Upload files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of another’s computer.
• Conduct or forward surveys, contests, or chain letters.
• Download any file posted by another user of a Forum that you know, or reasonably should know, cannot be legally distributed in such a manner.

Equipment and operation

You shall provide and maintain all telephone/internet and other equipment necessary to access equityx.in, and the costs of any such equipment and/or telephone/internet connections or use, including any applicable taxes, shall be borne solely by you. You are responsible for operating your own equipment used to access equityx.in.

Information disclaimer

You acknowledge that the information provided through equityx.in is compiled from sources which are beyond the control of equityx.in. Though such information is recognized by the parties to be generally reliable, the parties acknowledge that inaccuracies may occur, and equityx.in does not warrant the consistency or suitability of the information. For this reason, as well as the possibility of human and mechanical errors and other factors, you acknowledge that equityx.in is provided to you on an “as is, with all faults” basis. equityx.in expressly disclaims any and all warranties, whether express, oral, implied, statutory or otherwise, of any kind to the users and/or any third party, including any implied warranties of consistency, timeliness, completeness, merchantability and fitness for a particular purpose, as well as any warranties arising by virtue of custom of trade or course of dealing, and any implied warranties of title or non-infringement. In addition, equityx.in, in providing the information, makes no endorsement of any particular security, market participant or brokerage. Further, equityx.in does not represent or warrant that it will meet your requirements or is suitable for your needs.

Under this User Agreement, you assume all risk of errors and/or omissions in equityx.in, including the transmission or translation of information. You assume full responsibility for implementing sufficient procedures and checks to satisfy your requirements for the consistency and suitability of equityx.in, including the information, and for maintaining any means which you may require for the reconstruction of lost data or subsequent manipulations or analyses of the information under the User Agreement.

You agree that equityx.in (including its officers, proprietor, employees, affiliates, group companies, agents, representatives or subcontractors) shall not, in any event, be liable for any special, incidental or consequential damages arising out of the use of, or inability to use, equityx.in for any purpose whatsoever. equityx.in and its affiliates, associates, officers, proprietor, employees and agents shall have no liability in tort, contract or otherwise to the user and/or any third party.

Links to third-party sites

The links on this site will allow you to leave equityx.in. The linked sites are not under the control of equityx.in. equityx.in has not reviewed, nor approved, these sites and is not responsible for the contents or omissions of any linked site or any links contained in a linked site. The inclusion of any linked site does not imply endorsement by equityx.in of the site. Third-party links to equityx.in shall be governed by a separate agreement.

Indemnification

You shall indemnify, defend and hold harmless equityx.in (including its officers, proprietor, employees, affiliates, group companies, agents, representatives or subcontractors) from any and all claims and losses imposed on, incurred by, or asserted as a result of, or related to: (a) your access and use of equityx.in; (b) any non-compliance by you with the terms and conditions hereof; or (c) any third-party actions related to your receipt and use of the information, whether authorized or unauthorized. Any clause declared invalid shall be deemed severable and shall not affect the validity or enforceability of the remainder. These terms may only be amended in a writing signed by equityx.in.

Conflicting terms

If there is any conflict between this User Agreement and other documents, this User Agreement shall govern, whether such order or other document is prior to or subsequent to this User Agreement, or is signed or acknowledged by any proprietor, officer, employee, representative or agent of equityx.in.

No resale of service

You agree not to reproduce, duplicate, copy, sell, resell or exploit for any commercial purposes any portion of the Service, or access to the Service.

Entire agreement

This User Agreement constitutes the entire agreement between the parties, and no other agreement, written or oral, exists between you and equityx.in. By using the information on equityx.in, you assume full responsibility for any and all gains and losses — financial, emotional or otherwise — experienced, suffered or incurred by you. equityx.in does not guarantee the consistency, completeness or timeliness of, or otherwise endorse in any way, the views, opinions or recommendations expressed in the information; does not give investment advice through such general information; and does not advocate the purchase or sale of any security or investment by you or any other individual through such general information. The information is not intended to provide tax, legal or investment advice, which you should obtain from your professional advisor prior to making any investment of the type discussed in the information. The information does not constitute a solicitation by the information providers, equityx.in or others, of the purchase or sale of securities.

The Service is provided “as is”, without warranty of any kind, either express or implied, including without limitation any warranty for information, data, services, uninterrupted access, or products provided through or in connection with the Service. Specifically, equityx.in disclaims any and all warranties, including, but not limited to: (i) any warranties concerning the availability, consistency, usefulness, or content of information, products or services; and (ii) any warranties of title, warranty of non-infringement, and warranties of merchantability or fitness for a particular purpose. This disclaimer of liability applies to any damages or injury caused by any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communication line failure, theft or destruction or unauthorized access to, alteration of, or use of records, whether for breach of contract, tort, negligence, or under any other cause of action.

Neither equityx.in nor any of its employees, agents, successors, assignees, affiliates, group companies or content or service providers shall be liable to you or any third party for any direct, indirect, incidental, special or consequential damages arising out of use of the Service, or inability to gain access to or use the Service, or out of any breach of any warranty. Because some jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damages, the above limitation may not apply to you. In such jurisdictions, the respective liability of equityx.in, its employees, agents, successors, assignees, affiliates, group companies, and content or service providers is limited to the amount provided under said law. Further, you agree and understand that all services provided are non-refundable (except as stated in the Refund & Cancellation Policy below) and that you should carefully consider whether our services are able to meet your needs.

Termination

This User Agreement and the license rights granted hereunder shall remain in full force and effect unless terminated or cancelled for any of the following reasons: (a) immediately by equityx.in for any unauthorized access or use by you; (b) immediately by equityx.in if you assign or transfer (or attempt the same) any rights granted to you under this Agreement; (c) immediately, if you violate any of the other terms and conditions of this User Agreement. Termination or cancellation of this Agreement shall not affect any right or relief to which equityx.in may be entitled, at law or in equity. Upon termination of this User Agreement, all rights granted to you will terminate and revert to equityx.in. Except as set forth herein, regardless of the reason for cancellation or termination of this User Agreement, the fee charged, if any, for access to equityx.in is non-refundable for any reason, except as stated in the Refund & Cancellation Policy below.

Dispute settlement

All disputes, differences and questions of any nature which at any time arise between the parties to this agreement, out of the construction of, or concerning anything contained in or arising out of this agreement, or as to the rights, duties or liabilities under it of the parties to it, shall be referred to a sole Arbitrator under the Arbitration and Conciliation Act, 1996. The sole Arbitrator shall be appointed by Mr. Sheikh Imran Uz Zaman, the Proprietor of equityx.in, Investment Adviser. The arbitration proceedings shall be held at Delhi, India. The place of arbitration will be Delhi, India. The laws prevailing in India shall alone apply to the arbitration proceedings between the parties.

Jurisdiction

Both parties agree that all claims, differences and disputes — including any agreements, contracts and transactions made with reference to anything incidental thereto or in pursuance thereof, or relating to their validity, construction, interpretation, fulfilment or the rights, obligations and liabilities of the parties hereto, and including any question of whether such dealings, transactions, memoranda or contracts have been entered into or not — shall be subject to the exclusive jurisdiction of the Courts of Delhi only. The Investment Adviser may revise these Terms of Use at any time without notice.

3. Refund & Cancellation Policy

At equityx.in we value our customers and are committed to providing world-class services. Clients must understand that we do not offer any type of guarantee on our advice, and dissatisfaction with market outcomes is not a ground for refund. Refunds are governed by the SEBI (Investment Advisers) Regulations, 2013 and the circulars issued thereunder, as summarised below.

Once a service has been subscribed to, the client will start receiving advice as per his/her risk profile. If, for some unforeseen reason, the client is not satisfied with our services, they may contact us to seek clarification, and we will put in our best effort to resolve their concerns. A client always has the right to terminate the advisory agreement; refunds on pre-mature termination will be processed as per the SEBI norms stated in the refund summary below.

In the unlikely event that, after payment, service for a client is not started for technical reasons beyond the control of equityx.in, or if equityx.in decides not to start service for a specific client, the client will be paid back the amount as soon as possible. This will not be applicable if the client is not able to receive SMS on the number provided by the client because of the client’s DND status. If the records from our SMS service provider indicate that service SMS were sent to the number the client provided, we will deem that as delivery of service from our end and will not entertain requests for refund based on non-delivery of SMS. We advise our clients to de-register from DND either before making a payment or as soon as the service is started. You can also opt for the WhatsApp service so that you will not have any delay in receiving our messages.

The customer agrees to submit KYC (Know Your Client) and CRP (Client Risk Profile) documents to equityx.in, to be added or updated in the KRA database. A failure to add or update the KYC will lead to a hold on the service, and a refund will not be provided to the customer. The service will only be started after the customer’s KYC and CRP are added/updated in a satisfactory manner.

Refund summary

• No refund is admissible merely on grounds of dissatisfaction with market outcomes, as no returns are guaranteed in securities markets.
• Termination initiated by the client: The client shall be refunded the investment advisory fee for the unexpired period after deduction of one quarter’s fee as breakage fee, in accordance with the SEBI (Investment Advisers) Regulations, 2013 and the investment advisory agreement.
• Termination initiated by the Investment Adviser: The client shall be refunded the proportionate advisory fee for the unexpired period (no breakage fee is deducted).
• Where fees have been collected in advance (for a period not exceeding one year, as permitted by SEBI), the refund on termination shall be computed for the unexpired period as above.
• Fees are accepted strictly through traceable banking modes (account payee crossed cheque/demand draft, NEFT/RTGS/IMPS/UPI or any other mode specified by SEBI); cash is not accepted. Refunds are made to the client’s bank account through banking channels only.
• Note: This refund policy follows the SEBI Regulations and the investment advisory agreement; if SEBI updates the applicable rules in the future, the updated rules will prevail.

Before making a payment

We strongly recommend that before making a payment, our visitors and potential clients:

• Read all information about our products, services and the support given to our clients.
• Understand that investment in securities markets always carries risk and that no returns are guaranteed.
• Visit the ‘About Us’ section on our website and review our Regulatory Disclosures.
• Read our Terms & Conditions.
• Read our Privacy Policy.

By making a payment for membership at equityx.in, you acknowledge that you have read and agree to the above refund policy. We at equityx.in are confident that you will have a satisfying and rewarding experience by trusting our advisory.